MORE THAN JUST LAND!!! Corner Lot is offered WITH BUILDING PERMITS + WETLAND PERMITS! An incredible opportunity to build your dream home in a picturesque location near Smith Point Beach at Fire Island National Seashore can now be yours. This corner lot offers a tranquil setting, overlooking John's Neck Tidal wetlands area and even granting you access to the Great South Bay for kayaking/ other water activities. The proposed two-story house, designed by an award-winning architect, is tailored for comfortable relaxation and outdoor living. The Northside Entry porch offers a secluded entry point, and an old-growth oak tree graces the entry court, adding to the charm of the property. Inside, the house boasts a spacious 25 ft. long living room, leading to an open kitchen with a south-facing expanse of over 40 ft. , perfect for enjoying the garden porch and outdoor living spaces. The property comes with detailed floor plans and a 3-D model to help you visualize the layout and design of your future home. The extensive permitting, including two wetlands permits, has been pursued for several years to ensure you can build this beautiful home. As a bonus, the house's location promises a scenic sunset view over the wetlands, adding to the appeal of your prospective property. This idyllic setting for a nature-loving homeowner seeking both relaxation and adventure amidst the beauty of Fire Island National Seashore awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,409 | $1,788 |
Total Monthly Payment | $1,521 | $1,484 | $1,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.