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167 E Camp Road, Germantown, NY, 12526 | $479,900
Get away from the crowds and bask in the serenity of the surrounding trees, soothing sunsets, majestic Catskill Mountains and nearby Hudson River in this charming Germantown bungalow. Sitting on 1. 4 acres of flat land, grow your own veggies, or use the fenced area for your fur kids. This property is move in ready with the bonus of being a blank canvas to expand the house, add a pool, finish the attic, or basement with egress, for additional living space. The home has 2 bedrooms, sun-filled eat-in kitchen and impeccable wood paneled living/dining room, family room (being used as an in-home office) with pellet stove. Open the door leading to the balcony; at times you may be treated to an Eagle visit. The large 2 -car garage offers space for a work shop or store your favorite cars. Germantown, unlike the other towns that line the Hudson River, remains something of a secret within Columbia County. Close to nearby Hudson and Chatham, known for their trendy upstate aesthetic. The best things come in small packages; tiny and mighty Germantown is full with historic sites, Clermont & Olana State Historic Sites, gourmet markets, wineries, breweries; and the nearby Saugerties Lighthouse to point out a few of the nearby hidden gems. The area's small-town atmosphere is precisely what makes living there so appealing. This home is the perfect place to be when you want to relax and unplug after a long work day or week amid the scenic landscape.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Bungalow
- Year Built: 1950
- Garage: 2-car Attached, 2 Car Attached
- Heating: Oil, Forced Air
- Cooling: Window Unit(s)
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,564
- Acreage: 1.4
- Est. Taxes: $3,263
- Elem. School: Germantown Elementary School
- Middle School: Germantown Junior-Senior High School
- High School: Germantown Junior-Senior High School
- School District: Germantown
- MLS#: H6250079
- Days on Market: 321 days
- Website: https://www.raveis.com
/prop/H6250079/167ecamproad_germantown_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
167 E Camp Road, Germantown, NY, 12526
$479,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $272 | $272 | $272 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,619 | $2,552 | $3,238 |
| Total Monthly Payment | $2,966 | $2,899 | $3,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535