AWESOME budget friendly winter getaway/retirement home located in the desirable +55 community of Golden Gate MHP, a resident owned cooperative in the Heart of Tampa Bay. A beautifully, well maintained 2BR/1. 5BA mobile home (24'x43') w/screened enclosed back porch awaits. The warm, welcoming decor and comfortable open floorplan includes living room, dining room, kitchen and the new bonus room addition (which provides another 135 sq. ft of heated living space for a total of 951 htd sq ft). All flooring throughout the home has been updated to wood laminate flooring and new baseboard trim installed. The updated kitchen features white cabinetry w/soft close features, marble looking laminate countertops, beautiful glass tile backsplash, white appliances (microwave hood, Whirlpool refrigerator, Adora GAS range, Maytag dishwasher), disposal and a pantry. GAS NOT ELECTRIC COOKING needs repeating as it is rare in this community!! The spacious living room connects to the bright, cheerful Bonus room. . . the front entry into the home. Numerous windows & lots of ceiling fans provide great natural light & cross ventilation. Master bedroom features a private half bath with linen closet. Guest bedroom (or possible Master) features French doors directly accessing the screen enclosed back porch with composite flooring. The sleek main bath offers a stunning walk-in shower with glass shower doors. Exterior features include a newer rubber coated roof (2020), Satellite dish, Comfortmaker HVAC, vinyl siding, block skirting, down-spouting, Propane tank (for water heater and cooking) and shed (located at end of the 2 car carport. ) Laundry is located inside the shed as well as the Bradford White 30-gal GAS hot water tank (2014), utility sink, a workbench area and extra storage. Share value of $45, 000 included in price. Pets 20 lbs or less are welcome! Monthly maintenance fee of $139 plus additional water/sewer/trash of ~$70 makes this very affordable living! Come join the residents of Golden Gate, an active 55+ resident-owned community, offering a variety of social activities, large clubhouse, heated pool, hot tub, covered shuffleboard courts, horseshoe pits, and a bocce ball court. A well run and maintained co-operative, adjacent to Super Wal-Mart with easy access to shopping, restaurants, banks, the interstate, two airports and the gulf beaches. Don't miss this opportunity!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $819 | $798 | $1,029 |
Total Monthly Payment | $920 | $899 | $1,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.