16851 Terrapin Key DRIVE, Port Charlotte, FL, 33953 | $399,000

One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! NO FLOOD ZONE HERE! Consumer websites are NOT reflective of recent FEMA change to NO FLOOD ZONE (zone X) for this beautiful home! NEW CONSTRUCTION! Highly upgraded and NEVER LIVED IN! Why wait months to build when this brand new, POND VIEW home is ready to be yours today? Welcome to The Hammocks of West Port; a charming master planned community located in booming Port Charlotte, Florida! This new construction home is filled to the brim with numerous upgrades including HURRICANE IMPACT WINDOWS, crown molding throughout, tray ceilings, additional lighting, and more! The primary en-suite bathroom feels like your own private spa with premium bathroom finishes including French door entry, frameless shower door, soaking tub, 'waterfall' ceiling-mounted shower head, large dual vanity, and generous linen closet. Love to cook? Then you'll enjoy spending time in this open concept kitchen with upgraded 42 inch cabinets, soft-close drawers & doors, granite countertops, double door pantry, upgraded appliance package and oversized island with pendant light pre-wires. 2100+ square feet, 4 bedrooms and 3 FULL BATHROOMS ensure that there will be plenty of room for everyone to comfortably enjoy their own space, making this the perfect multi-generational floorplan. The Hammocks enjoys a very reasonable monthly fee which includes landscaping maintenance and irrigation. Located a few short blocks from the Centennial Park Rec Center, Charlotte Regional Sports Park, and Centennial Pool Park & Aquatic Center (which can be joined for a small annual fee, if desired) means you can find swimming, walking trails, pickleball, fitness classes, disc golf, baseball, soccer (and much more!) just moments from your front door! This home is ideally located less than a 10 minute drive to both Murdock Circle AND Cocoplum Plaza. . . giving you endless access to numerous restaurants, shopping, and conveniences! Call today for your private showing or check out our 3-D INTERACTIVE VIRTUAL TOUR! (One or more photos may be virtually staged)

Features

  • Amenities: Fence Restrictions
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,151
  • Acreage: 0.15
  • Est. Taxes: $3,118
  • HOA Fee: $1,155 Annually
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: C7475563
  • Days on Market: 385 days
  • Website: https://www.raveis.com
    /prop/C7475563/16851terrapinkeydrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/17/2024 12:50:54 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-493-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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16851 Terrapin Key DRIVE, Port Charlotte, FL, 33953

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $260 $260 $260
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,070 $2,097 $2,672
Total Monthly Payment $2,405 $2,432 $3,007

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.