Look no further! A gorgeous house and a fantastic opportunity in the highly desired community Baybreeze neighborhood of Mirabay you'll find this gem situated on the Wolf Creek Preserve. HOA includes water, garbage and lawn care. Double french doors off of the lanai lead you into the spacious kitchen and family room area. The kitchen boasts quartz countertops, stainless steel appliances, double ovens and a gas cooktop with pot filler for the chef of the family! On the first level you'll also find the laundry room that is plumbed for a sink. The Master is on the first level with an ensuite bath and double vanity. The upstairs is perfect for guests with two bedrooms and an additional double sink bath. Sit in the upstairs loft for a quiet afternoon of reading then head downstairs for a gourmet dinner. This home is great for entertaining and enjoying the sunset out over the preserve. Mirabay is an amenity rich community with a resort style pool, clubhouse, cafe, activities director, full service fitness center, spa services, three playgrounds, basketball courts, pickle ball courts, tennis courts, and another pool in the Admiral Point community that is a hop skip and a jump away from this home. The community hosts many social events and activities each month. Just a short drive away from some of the nation’s most beautiful beaches, you don't want to miss out on this affordable opportunity to live in paradise! Don't hesitate, schedule your private showing today and experience everything 803 Winterside Drive has to offer.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $363,200 | $363,200 | $363,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $774 | $774 | $774 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,478 | $2,414 | $3,114 |
Total Monthly Payment | $3,327 | $3,263 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.