4428 N Forest Lake DRIVE, Hernando, FL, 34442 | $46,000

Corner lot, NO WELL NEEDED. Beautiful, untouched wooded lot in Citrus Hills. Across the street from 150 acres of national preserve Withlacoochi State Trail.

Withlacoochee State Trail is a 46-mile long paved, multi-use, non-motorized rail trail in Florida located in Citrus, Hernando and Pasco counties. It follows along the Withlacoochee River and passes through the Withlacoochee State Forest. It is the longest paved rail trail in Florida, shaded by majestic grandfather oaks and native tropical palms, and cooled by refreshing Gulf breezes.

Citrus Hills homesites are nestled among gently rolling . The diverse collection of neighborhoods are carefully planned to enhance this area's amazing natural beauty. Each of the distinct Citrus Hills communities has a style and spirit all its own.



Zoning is LDR


The Citrus Hills area offers an incredible diversity of lifestyle selections: Country Club style, Retirement and Family oriented communities. Near perfect weather, pristine natural beauty, gorgeous homes and amenities galore combine to make the Citrus Hills communities into what can best be described as paradise.

Features

  • Lot Size: 291 x 150
  • HOA Fee: $75 Annually
  • Pet Policy: Yes
  • MLS#: OM657278
  • Days on Market: 372 days
  • Website: https://www.raveis.com
    /prop/OM657278/4428nforestlakedrive_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 12:08:27 PM)
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE   Phone: 770-733-2596

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4428 N Forest Lake DRIVE, Hernando, FL, 34442

$46,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $36,800 $36,800 $36,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $251 $245 $316
Total Monthly Payment $326 $320 $391

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.