Under contract-accepting backup offers. One or more photo(s) has been virtually staged. If you want to be in a quiet area close to shopping this is it. This home is located on a private street so traffic is limitted. This is the nicest home in the community available with a master bath and guest bath. Neighbors behind are very clean and keep property kept nice. This home has all impact windows and sliding door, plus a new insulated garage door. These help you save on electric bill and your home insurance. (owner has a recent 4pt inspection and wind mit for insurance quote) The roof and Ac are 2012. All carpetting has been removed and replaced with ceramic tile throughout. The kitchen is roomy with lots of wood cabinets and has an opening pass through to the dining area. If you enjoy sitting outside in a screened in area away from the bugs the lanai is quite spacious and there is an area for your grill just outside of it. My favorite feature is the large walk in shower. It's like walking into a room. The shower is 5x5 and the lavatory area is also 5x5. There are bars to hold and a fold out seat if needed.
The home is very clean and maintained. This 55+ community is located on a private road close to shopping. HOA fees are $100 a month.
The owner will contribute $3, 000 toward buyers closing costs or other necessities at closing.
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Our Executive Mortgage Banker:
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.625% | 7.375% | 6.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.157% | 7.548% | 6.780% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,298 | $1,637 |
Total Monthly Payment | $1,590 | $1,557 | $1,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.