78 Grapal Street, Rye (Rye City), NY, 10580 | $2,975,000

Stunning one-of-a-kind transitional home w/welcoming front porch! This exceptional property offers 3, 710sf of living space featuring an array of luxurious amenities. Available November 2024, this home is conveniently situated near train, schools and downtown Rye, offering a convenient & sophisticated lifestyle. Dine-in Chef's kitchen is a true culinary masterpiece. Home includes primary bdrm suite w/spa-like ensuite bth & 2 WICs, mudroom w/PR & finished LL w/bdrm/bath/rec rm. Interior features an open layout, high-end finishes & custom millwork. The highlight is the skylights & large windows that illuminate the staircase in the center of the home. Large prof landscaped rear yard has flagstone patio & covered porch, perfect for entertaining. A truly unparalleled new home that seamlessly blends modern elegance w/distinctive comfort & chic design. Built by prominent builder, Paul Varsames Development, this is the opportunity of a lifetime. Rye has the lowest effective tax rate in West Co.


  • Town: Rye
  • Rooms: 11
  • Bedrooms: 6
  • Baths: 5 full / 1 half
  • Style: See Remarks, Colonial
  • Year Built: 2024
  • Garage: 1-car Attached, 1 Car Attached, Driveway
  • Heating: Natural Gas, Hydro Air, Radiant
  • Cooling: Central Air
  • Basement: Partially Finished, See Remarks
  • Approx Sq. Feet: 3,710
  • Acreage: 0.15
  • Lot Desc: Level, Near Public Transit
  • Elem. School: Midland School
  • Middle School: Rye Middle School
  • High School: Rye High School
  • School District: Rye
  • MLS#: H6238311
  • Days on Market: 232 days
  • Website: https://www.raveis.com
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 914-967-7680

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service



Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957



Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance



Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

78 Grapal Street, Rye (Rye City), NY, 10580


Customer Service

William Raveis Real Estate

Phone: 888.699.8876


Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535


NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,380,000 $2,380,000 $2,380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 7.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.228% 7.167%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $15,043 $16,035 $21,392
Total Monthly Payment $15,168 $16,160 $21,517

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.