If you like glorious sunsets on sandy beaches and end of the road privacy you have found your Champlain Island year-round retreat. This elegant Isle La Motte residence offers one level living with a comfortable primary bedroom suite with lake views and ensuite master bath with tile floors, double vanity, separate shower and garden tub. Enjoy curling up with a book in the spacious living area in front of the fireplace on cool autumn evenings or a cup of morning coffee in the bright and well appointed sunroom overlooking the beach. The galley kitchen has tile flooring and been recently updated with granite countertops, new hardware, and appliances. The dining room has hardwood floors and a bay window with pastoral views of the Isle La Motte lighthouse. Two guest rooms compliment the 1st floor and share a Jack and Jill bath. The lower level has been recently finished with a large family room with wood laminate floors, new windows and sliders that lead to newly built walkout lakefront deck. This level also includes 13 x 12 room which can be used as a bedroom or office and a full bath. Another courtyard deck greets you as you enter the home which sits opposite the gazebo and a hardcourt tennis court. It would be possible to convert to pickle ball courts as well. The property is privately situated near the end of Lighthouse Point and the ILM Lighthouse. There is a broad sandy beach in the summer, perfect for swimming, paddle boarding, boating and roaring bonfires.
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Our Executive Mortgage Banker:
Our Insurance Division:
William Raveis Real Estate
VP, Mortgage Banker
William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr)
Adjustable Rate Conforming*
|Term||360 months||360 months||180 months|
|Initial Interest Rate**||7.125%||7.875%||7.000%|
|Interest Rate based on Index + Margin||7.875%|
|Annual Percentage Rate||7.939%||8.053%||7.294%|
|Monthly Tax Payment||$619||$619||$619|
|H/O Insurance Payment||$92||$92||$92|
|Initial Principal & Interest Pmt||$4,204||$4,524||$5,609|
|Total Monthly Payment||$4,915||$5,235||$6,320|
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.