Beautiful 48. 8 acres of open and lightly wooded farmland is includes a 4BR/2BA farmhouse, two barns and a pond. Set among rolling hills the parcel is predominantly open with light tree coverage and a small pond. Formally a dairy and pheasant farm, this property has many potential uses; acreage for a private estate, vineyard, horse property, agricultural farm, solar farm or potential opportunity for a subdivision. The home is conveniently located minutes to Torrington's shopping district on RT 202, 3 miles to RT 8 and commutable distance to Waterbury, Hartford and the Greater NYC area. The parcel will be subdivided from the 52. 71 acre parcel with seller retaining 3. 82 acres abutting Whitbeck Road. The home and barns will be sold in "as is condition".
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,214 | $3,132 | $3,976 |
Total Monthly Payment | $3,785 | $3,703 | $4,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.