Welcome to the friendly neighborhood of Windmill Village, a resident owned 55+ gated community located in Punta Gorda. This very appealing and well-maintained 1, 521 square foot home comes partially furnished and has 2 bedroom and 2 bathroom and is Homes of Merit. The floors through out the home were replaced 2020 with waterproof vinyl. The kitchen has wood cabinets and plenty of them, plus a pantry, new refrigerator and dishwasher in 2023. There is a charming breakfast nook that has sliding doors open to a wonderful 18 x 13 screened porch with tiled flooring. The dining and living room combine to form the great room and really makes this home feel spacious and is wonderful for entertaining. This home has had many updates - in 2023 new windows and screening were installed on the lanai an, five new outlets, styrofoam insulation, and the mini split and roof repair has been completed. The kitchen countertops and both bathrooms were resurfaced by Epoxy Resin Designs LLC, new stainless kitchen sink, Moen faucets were installed in the kitchen and both bathrooms in 2022. A new shingle roof was installed in December of 2022. In 2021 a new 3 ton Air Temp air conditioner unit was installed, a 6x6 deck off the back of the home was installed according to code. The shed was rewired and extended by 5 feet and a walkway was built from the front door to the lanai in 2020. The primary bedroom has an extra deep full wall closet and private bath. The second bedroom is also good sized with large closet and is right next to the guest bath. This active lifestyle community features two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and many clubs catering to your hobby interests. The new Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Schedule your showing today to see this beautiful home! This is your paradise!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,468 | $1,430 | $1,845 |
Total Monthly Payment | $1,718 | $1,680 | $2,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.