The best access into this 75-acre parcel is from Holden Road. The old log road trail drops down and takes you to the old logging bridge built across Ager Brook, good trout fishing. 100’ from the bridge is a level clearing, another 100’ you’re at the first switch back, continuing up looking to the left is a possible level building site, the perc tested potential leach field - is another 100 yards in that direction. This site is closer to power at the street and protected by the hill behind. Continuing up a few more switchbacks to a second possible building site (off grid/solar maybe), at a decent elevation, with great views of the Blue Ridge Mountains to the South, edge of the Champlain Vally north. Then just 100 yards onto the trail to Pittsford Ice Caves (20-mins) and their Trail Network, amazing hiking accessibility. To the far right (northwest) the property has some really neat outcroppings of Hemlock, deer bedding areas, a cliff feature that drops down to the brook, a lot of wildlife in this area. There is so much to see and explore … all while being connected with nature. NOTES: Wetlands Bridge permit applied for, expired, quick turnaround time … as your Building Permit application, Wastewater Design preferences start to progress. Sugaring contract and Current Use Forest Management Plan are transferable.
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Our Executive Mortgage Banker:
Our Insurance Division:
William Raveis Real Estate
VP, Mortgage Banker
William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr)
Adjustable Rate Conforming*
|Term||360 months||360 months||180 months|
|Initial Interest Rate**||7.125%||7.875%||7.000%|
|Interest Rate based on Index + Margin||7.875%|
|Annual Percentage Rate||7.939%||8.053%||7.294%|
|Monthly Tax Payment||N/A||N/A||N/A|
|H/O Insurance Payment||$75||$75||$75|
|Initial Principal & Interest Pmt||$1,552||$1,670||$2,070|
|Total Monthly Payment||$1,627||$1,745||$2,145|
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.