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This home can be purchased with no money down, ask me for the cero down payment programs available for this house, and let's see if you qualify now!!
Almost New (year 2021) 5 Bedroom, 3 Full Baths Single Family Home, with an open floor plan, split bedroom, and 2 car garage. Located within the highly desirable community of Ridge at Swan Lake. As you walk into the kitchen, you are greeted with energy-efficient appliances, granite/quartz countertops, a beautiful backsplash, and large wood cabinets with brushed nickel hardware. The house has beautiful laminate-hardwood flooring in the main areas and carpet only in the bedrooms. The master suite has a big walk-in closet for all of your wardrobe needs. If you walk out back, you will find a covered back patio that is perfect for outdoor nights. The backyard is fenced with no rear neighbors. The property is energy efficient and has Solar Panels. The whole house has a water purifier system and a double filter in the kitchen. Also, the house has smart features with Alexa. With a full-price offer, Seller will contribute towards the buyers closing cost. The Ridge at Swan Lake community has many scenic views and walking/biking trails. Close to all things dining and shopping! Call today for your private showing.
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Our Executive Mortgage Banker:
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$374,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 5.375% |
Interest Rate based on Index + Margin | 4.250% | ||
Annual Percentage Rate | 6.885% | 6.764% | 5.596% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,794 | $1,916 | $2,425 |
Total Monthly Payment | $1,926 | $2,048 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.