307 Oakland Beach Avenue, Rye (Rye City), NY, 10580 | $899,999

Charming Cottage in Milton School District, few minutes to the beach! Put your own special touches to this home, great hardwood flooring throughout, fabulous fireplace, spiral staircase to office/den. Best buy in Rye City, very low taxes!

Features

  • Town: Rye
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Bungalow
  • Year Built: 1918
  • Garage: 1-car Attached, 1 Car Attached
  • Heating: Natural Gas, Hot Water
  • Cooling: Window Unit(s)
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 1,901
  • Acreage: 0.12
  • Est. Taxes: $14,773
  • Lot Desc: Near Public Transit
  • Water Front: Yes
  • Elem. School: Milton School
  • Middle School: Rye Middle School
  • High School: Rye High School
  • School District: Rye
  • MLS#: H6172019
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /raveis/H6172019/307oaklandbeachavenue_rye_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

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Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Maria SkamangasLicensed Associate Real Estate Broker

914.262.1758

Maria.Skamangas@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

307 Oakland Beach Avenue, Rye (Rye City), NY, 10580

$899,999

Maria Skamangas

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.262.1758

Maria.Skamangas@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate*
30 Year
Fixed-Rate
15 Year
Fixed-Rate
Loan Amount $719,999 $719,999 $719,999
Term 360 months 360 months 180 months
Initial Interest Rate** 3.625% 4.625% 4.375%
Interest Rate based on Index + Margin 4.250%
Annual Percentage Rate 4.419% 4.715% 4.569%
Monthly Tax Payment $1,231 $1,231 $1,231
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,284 $3,702 $5,462
Total Monthly Payment $4,607 $5,025 $6,785

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.