68 Fairfield Street, St. Albans City, VT, 05478 | $999,500

Welcome to a hidden gem, nestled within the heart of the City. Lovingly cared for and thoughtfully brought back to its glory. This property boasts many lavish updates and countless restored fixtures. Remarkable authentic floors, woodwork, molding and 10’ ceilings embody the 1st floor, while multiple fireplaces create a cozy and comfortable ambiance. An impressive foyer with original marble floors, a formal dining room with purple granite and formal living space sit at the entrance of the home. Making your way through this magnificent estate you will appreciate the original built-in shelving as you glide through the French doors into the thoughtfully designed media room which leads to the entertainment room with custom bar, perfect for a night cap. The kitchen will please the chef of the family, both with its commercial design capability, as well as its tile backsplash, original cabinets and walk-in pantry. Enjoy a night under the stars by the luscious flower, elderberry, herb and vegetable gardens nestled by the beautiful trellis and covered porch. Wind your way up the stately mahogany staircase as you explore this intricate tri-level home, offering 5 suites, each with a generously sized bedroom and private bathroom. If additional privacy is what you desire, take refuge on the 3rd floor, complete with a large bedroom and Jacuzzi bathroom. The property also offers income potential with an attached, 1770 +/- sq. ft. apartment. A full list of upgrades is attached for viewing.

Features

  • Rooms: 21
  • Bedrooms: 7
  • Baths: 4 full / 4 three-quarter
  • Style: Victorian
  • Year Built: 1860
  • Heating: Forced Air,Radiator
  • Cooling: None
  • Basement: Dirt Floor,Stairs - Interior,Sump Pump
  • Approx Sq. Feet: 6,316
  • Acreage: 0.27
  • Est. Taxes: $7,389
  • Lot Desc: City Lot,Curbing,Landscaped,Sidewalks,Street Lights
  • Elem. School: St Albans City School
  • Middle School: St. Albans City School
  • High School: BFASt Albans
  • School District: Maple Run USD
  • MLS#: 4889075
  • Website: https://www.raveis.com
    /prop/4889075/68fairfieldstreet_stalbanscity_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/29/2024
Listing courtesy of CENTURY 21 MRC   Phone: 802-782-8662
Listing Agent: Stacie M. Callan

William Raveis Family of Services

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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68 Fairfield Street, St. Albans City, VT, 05478

$999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,600 $799,600 $799,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 7.125% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.531% 7.228% 7.041%
Monthly Tax Payment $616 $616 $616
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,988 $5,387 $7,131
Total Monthly Payment $5,696 $6,095 $7,839

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.