Brand New Home Part Of A New 2 Lot Subdivision To Be Built! Will Be the Newest Homes In A Newer Development, Known As "Oak Run. " 5 Bedrooms, 3 Full Baths, With The Quality Of One Of The Best Builders in Smithtown Make This Opportunity Extremely Rare. Granite/Quartz Designer Kitchen, Hardwood Floors Throughout The 9 Foot First Floors, Boasting A Grand Entry Foyer Captivates You The Second You Walk In. Very Private, Will Be Located At End Of Cul De Sac.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
William Raveis Real Estate
VP, Mortgage Banker
William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr)
Adjustable Rate Jumbo*
|Term||360 months||360 months||180 months|
|Initial Interest Rate**||6.625%||7.375%||7.250%|
|Interest Rate based on Index + Margin||7.875%|
|Annual Percentage Rate||7.632%||7.480%||7.418%|
|Monthly Tax Payment||$0||$0||$0|
|H/O Insurance Payment||$125||$125||$125|
|Initial Principal & Interest Pmt||$5,891||$6,354||$8,398|
|Total Monthly Payment||$6,016||$6,479||$8,523|
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.