New Listing - 04/25/2026

$445,000 ($186.50 per sqft)

Est. Mortgage $2,163/mo *

Quick Pre-Approval

20978 MONZA LOOP, Land O Lakes, FL, 34638

20978 MONZA LOOP, Land O Lakes, FL, 34638

11 rooms

4 beds

2 Full / 1 Half baths

2022

2,386 sqft

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.


Status:

Active

Type:

Single-family residential

Furnished Remarks:

Unfurnished

Laundry Remarks:

Laundry Room

Subdivision:

ARDEN PRESERVE

Garage:

2-car

Heating:

Central

Cooling:

Central Air

Common Charge:

$90 Monthly

Acreage:

0.16

Est. Taxes:

$6,271

HOA Fee

$90

Construction

Block, Stucco, Wood Frame

Utilities

Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Lot Description:

Conservation Area, Landscaped, Level, Sidewalk

View Description:

Trees/Woods

Elementary School:

Connerton Elem

Middle School:

Pine View Middle-PO

High School:

Land O' Lakes High-PO

Days on Market:

1

Pet Policy:

Yes

Appliances:

Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener

Min Lease Term:

1-2 Years

MLS #:

TB8500994


Community Info

School Info

Walk Score

Yelp


Listing courtesy of MIHARA & ASSOCIATES INC. 813-960-2300