Price Reduced 11.39%

$389,000 ($242.67 per sqft)

Est. Mortgage $1,965/mo *

Quick Pre-Approval

Price History

$439,000
4/1/2025

$409,000
5/27/2025

$399,000
10/7/2025

$394,000
4/14/2026

$389,000
5/28/2026


4099 ISLAND LAKES DRIVE, Winter Haven, FL, 33881

4099 ISLAND LAKES DRIVE, Winter Haven, FL, 33881

5 rooms

3 beds

2 Full baths

2006

1,603 sqft

Virtually Staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.


Status:

Active

Type:

Single-family residential

Laundry Remarks:

Inside

Subdivision:

ISLAND LAKES

Garage:

2-car

Heating:

Central

Cooling:

Central Air

Levels:

1

Acreage:

0.4

Est. Taxes:

$5,194

HOA Fee

$50 Quarterly

Construction

Block, Stucco

Utilities

Electricity Connected, Water Connected

Lot Description:

City Lot

Waterfront:

Yes

Days on Market:

466

Pet Policy:

Cats OK, Dogs OK, Yes

Appliances:

Dishwasher, Microwave, Range, Refrigerator

Min Lease Term:

1-2 Years

MLS #:

P4934266


Community Info

School Info

Walk Score

Yelp



Listing courtesy of KELLER WILLIAMS REALTY SMART 1 863-508-3000