Price Reduced 6.06%

$155,000 ($161.46 per sqft)

Pending

Est. Mortgage $783/mo *

Quick Pre-Approval

Price History

$165,000
10/1/2025

$155,000
4/24/2026


10647 SW 85TH TERRACE, Ocala, FL, 34481

10647 SW 85TH TERRACE, Ocala, FL, 34481

3 rooms

2 beds

2 Full baths

1987

Ranch

960 sqft

.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate — this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9x12 laundry room for extra storage and everyday convenience. The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle. Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient. Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup. The location is also a major plus — close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you’re looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person."


Status:

Pending

Type:

Single-family residential

Laundry Remarks:

Laundry Room

Subdivision:

PALM CAY

Garage:

1-car

Heating:

Heat Pump

Cooling:

Central Air

Levels:

1

Common Charge:

$120 Monthly

Lot Size:

100 x 125

Acreage:

0.29

Est. Taxes:

$2,483

HOA Fee

$120

Construction

Metal Siding, Wood Frame

Utilities

Electricity Connected

Lot Description:

Corner Lot

Adult Communities:

Yes

Amenities:

Clubhouse, Fence Restrictions, Fitness Center, Gated, Pool, Shuffleboard Court

Days on Market:

86

Pet Policy:

Cats OK, Dogs OK, Number Limit, Size Limit

Appliances:

Dishwasher, Dryer, Range, Refrigerator, Washer

Min Lease Term:

1-2 Years

MLS #:

OM710613


Community Info

School Info

Walk Score

Yelp



Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S 352-479-0123