New Listing - 06/23/2026

$460,000 ($163.12 per sqft)

Est. Mortgage $2,206/mo *

Quick Pre-Approval

3699 MOCA DRIVE, St. Cloud, FL, 34772

3699 MOCA DRIVE, St. Cloud, FL, 34772

10 rooms

4 beds

3 Full baths

2017

Traditional

2,820 sqft

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining. Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street. Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area. The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining. This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system. Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities


Status:

Active

Type:

Single-family residential

Furnished Remarks:

Unfurnished

Laundry Remarks:

Laundry Room

Subdivision:

WHALEYS CREEK PH 1

Garage:

2-car

Heating:

Electric

Cooling:

Central Air

Energy Features:

Insulation, Windows

Levels:

2

Common Charge:

$99 Monthly

Lot Size:

145 x 67

Acreage:

0.27

Est. Taxes:

$4,293

HOA Fee

$99

Construction

Block, Stucco

Utilities

BB/HS Internet Available, Public, Street Lights

Lot Description:

Cleared, Corner Lot, Oversized Lot, Sidewalk

View Description:

Water

Amenities:

Playground, Pool

Waterfront:

Yes

Days on Market:

1

Pet Policy:

Yes

Appliances:

Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener

Min Lease Term:

8-12 Months

MLS #:

O6418854


Community Info

School Info

Walk Score

Yelp



Listing courtesy of Coldwell Banker Realty 407-696-8000