Seize the opportunity to own this pristine 1.01-acre wooded lot in a non-HOA community in Chipley. This high-and-dry land, zoned RL for Residential, opens the door to countless off-the-grid building possibilities. Enjoy direct road access via a county-maintained dirt road, making it easy to develop your dream home or getaway retreat. Imagine building a charming single-family home, a mobile home, a cozy tiny home, or a lucrative short-term vacation rental. You can even bring in a mobile home! Please note that some RV restrictions apply; please review the attached documents for details. Well and septic systems are required. Power poles on the road; lines would need to be run, or an alternative power source used, which will add to the property's self-sufficient charm. Situated only an hour from the vibrant cities of Destin and Panama City Beach, this location offers the best of both worlds' peaceful seclusion and urban conveniences. Plus, you'll be just minutes away from exciting attractions, including Cypress Springs and Morrison Springs County Park. Don't miss out on this incredible opportunity to create your own slice of paradise!
Copyright ©2026 Beaches Multiple Listing Service, Inc
Listing courtesy of Bink Realty, LLC 561-459-5000
0 Stewart Lake Road, Chipley, FL, 32428
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
