Price Reduced 8.86%
Price History
$395,000
3/3/2026
$375,000
3/17/2026
$360,000
5/15/2026
323 TERRA CEIA DRIVE, Palmetto, FL, 34221
5 rooms
2 beds
2 Full baths
1980
1,012 sqft
WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Status:
Active
Type:
Single-family residential
Furnished Remarks:
Furnished
Laundry Remarks:
Laundry Room
Frontage:
Canal: 20
Subdivision:
TROPIC ISLES CO-OP
Heating:
Central
Cooling:
Central Air
Common Charge:
$338 Monthly
Acreage:
0.08
Est. Taxes:
$3,605
HOA Fee
$338
Construction
Wood Frame
Utilities
Public
Adult Communities:
Yes
Amenities:
Clubhouse, Maintenance
Waterfront:
Yes
Elementary School:
Palmetto Elementary-MN
Middle School:
Lincoln Middle
High School:
Palmetto High
Days on Market:
73
Pet Policy:
Yes
Appliances:
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Min Lease Term:
1 Month
MLS #:
A4684681
Community Info
School Info
Walk Score
Yelp
Listing courtesy of EXP REALTY, LLC 941-462-3321