Welcome to 145 Locust Drive in Rocky Point a charming 3-bedroom, 1-bath ranch offering the perfect opportunity to make this home your own at an affordable price rarely found in today’s market. Situated on a corner lot with a nice flat driveway, this property features plenty of land to customize to your liking. Enjoy low taxes, a full basement with Bilco doors for convenient storage, and a location close to major highways, shopping, dining, and more. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home has endless potential.
Type:
Single-family residential
Basement:
Bilco Door(s), Full
Construction
Frame, Shingle Siding
Utilities
Electricity Connected, See Remarks, Trash Collection Public, Water Connected
Elementary School:
Frank J Carasiti Elementary School
Middle School:
Rocky Point Middle School
High School:
Rocky Point High School
School District:
Rocky Point
Appliances:
Dryer, Refrigerator, Washer
145 Locust Drive, Rocky Point, NY, 11778
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
