Charming Cottage just one block from the Water on a quiet dead-end street. This 1008 sqaure foot home offers an open, airy layout with a welcoming main living space featuring a cozy fireplace and a seamless flow between the living room, eat-in kitchen and a dedicated desk/work area-perfect for everyday living or weekend escapes. The lower level features a private bedroom, full bathroom, and laundry area. Enjoy the the convenience of in-ground sprinklers and a location that puts you moments from the shoreline. A wonderful opportunity for year-round living, a vacation retreat or investment property.
Type:
Single-family residential
Construction
Vinyl Siding
Utilities
Propane, Water Available, Water Connected
Elementary School:
Riley Avenue School
Middle School:
Riverhead Middle School
High School:
Riverhead Senior High School
School District:
Riverhead
Appliances:
Stainless Steel Appliance(s)
25 Cedar Road, Wading River, NY, 11792
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
