Welcome to this charming and well-maintained 3-bedroom, 1-bath home in the heart of Central Islip! This property features an open-concept kitchen that flows seamlessly into the living space, creating a bright and airy atmosphere perfect for both everyday living and entertaining. High ceilings add to the spacious feel throughout the home.
Enjoy the convenience of an in-home washer and dryer, making daily routines a breeze. The property also includes a generously sized garage, offering plenty of room for parking, storage, or a workshop.
With its comfortable layout and desirable features, this home is a wonderful opportunity you won’t want to miss!
Type:
Single-family residential
Cooling:
Wall/Window Unit(s)
Parking:
Driveway, Garage
Utilities
Cable Available, Electricity Available, Natural Gas Available
Elementary School:
Marguerite L Mulvey School
Middle School:
Ralph Reed School
High School:
Central Islip Senior High School
School District:
Central Islip
Appliances:
Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
53 Spruce Street, Central Islip, NY, 11722
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
