Great 3–4 bedroom ranch situated on a fully fenced quarter-acre property. This home features natural gas for heating and cooking, a 30-year architectural roof (approximately 12 years old), an updated cesspool, and newer vinyl siding (about 2 years old). Interior highlights include a wood-burning masonry fireplace, a new wall air conditioning unit, and a full basement that is partially finished with a bar area—perfect for entertaining. Enjoy outdoor living with a large deck and a side awning that provides shade and comfort on sunny days. A versatile layout offers the option for a fourth bedroom or bonus room to suit your needs
Type:
Single-family residential
Cooling:
Wall/Window Unit(s)
Basement:
Full, Partially Finished
Construction
Frame, Vinyl Siding
Utilities
Electricity Connected, Natural Gas Connected, Trash Collection Public, Water Connected
Elementary School:
Andrew T Morrow School
Middle School:
Ralph Reed School
High School:
Central Islip Senior High School
School District:
Central Islip
Appliances:
Dryer, Freezer, Gas Oven, Microwave, Refrigerator, Washer, Gas Water Heater
156 Gibbs Road, Central Islip, NY, 11722
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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