First 30 days on Market are for Owner occupied buyers Investors welcome after 3/5/26 Charming ranch-style home offering 1,075 sq ft of living space with 3 bedrooms and 1 full bath on the main level. Features include an eat-in kitchen ready for updating and an L-shaped living room/dining room combination with hardwood floors throughout. The full, partially finished basement adds valuable bonus space and includes an additional full bath and laundry area. Situated on a 40 x 100 lot, this property offers great potential for customization. Bathrooms feature updated tile work. Ideal opportunity for buyers looking to add their personal touch.
Type:
Single-family residential
Basement:
Partially Finished
Construction
Cedar, Fiberglass Siding, Frame, Shingle Siding
Utilities
Electricity Connected, Natural Gas Connected
Elementary School:
Ulysses Byas Elementary School
Middle School:
Roosevelt Middle School
High School:
Roosevelt High School
School District:
Roosevelt
86 Decatur Street, Roosevelt, NY, 11575
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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