Lovely updated 1 bedroom end unit on 2nd floor located in "The Woodlands". This unit features spacious Living Room, updated galley kitchen, Dining area and Bedroom with private deck off of the Bedroom. Maintenance includes Heat, Hot Water, Taxes, Gas and all outside, common area, snow removal etc. This community has all new windows and siding. Dog friendly with some restrictions. Community also includes Dog run, In Ground Pool, basketball and pickleball courts. ** 10% down payment minimum, Minimum credit score of 650, debt to income ratio under 35%, Take home income must be a minimum of 3x maint. fee.
Heating:
Baseboard, Natural Gas
Cooling:
Wall/Window Unit(s)
Parking:
Assigned, Parking Lot
Common Charge:
$1,033 Monthly
Utilities
Cable Available, Electricity Connected, Natural Gas Connected
Elementary School:
Wing Elementary School
Middle School:
Islip Middle School
High School:
Islip High School
Pet Policy:
Breed Restrictions, Size Limit
Appliances:
Dishwasher, Gas Cooktop, Gas Oven, Stainless Steel Appliance(s)
109 Cardinal Lane, #2A, Islip, NY, 11751
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
