Well-maintained 3-family home in Chicopee with strong rental potential. All units have separate electric meters (including owner’s) and 3 gas meters. The 1st-floor unit offers 2 bedrooms, an extra living room, gas heat, a walk-out deck, and washer/dryer hookups. The 2nd and 3rd floors each have 3 beds, 1 bath, electric heat (individually metered), and laundry hookups. Currently the THIRD FLOOR IS VACANT. Enclosed porches off each unit add bonus relaxation space. Property includes a driveway, garage, and on-street parking. Fenced-in yard and roof approx. 10 years old. 1st and 2nd floor tenants are month-to-month, offering flexibility for investors or future owner-occupants. Convenient location close to amenities. DO NOT DISTURB TENANTS. SHOWINGS ONLY ON THIRD FLOOR UNTIL OFFER. Not suitable for fha financing
42 Ferry St, Chicopee, MA, 01013
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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