If you're looking for an affordable home with an in-law apartment, this is it. Full in-law with separate utilities and a separate entrance on 2nd floor. 2 Family use is also allowed if you put in a 2nd egress. Seller is selling AS-IS. All types of financing allowed (Minor peeling paint can be done for VA/FHA). 1st floor is 6 rooms, 4 bedrooms, and 1 bath. In-law has 3 rooms, 1 bedroom, and 1 bath. Nice level yard in an established neighborhood. Covered front porch with room for seating. Do some cosmetic updates and make this home your own.
Type:
Single-family residential
Heating:
Baseboard, Space Heater
Basement:
Full, Walk-Out Access
Parking:
6-car, Detached, Paved Drive, Off Street
Amenities:
Public Transportation, Shopping, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
Appliances:
Gas Water Heater, Range, Refrigerator, Washer/Dryer
5 Salem Street, Spencer, MA, 01562
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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