Welcome to a rare mixed-use opportunity in Lowell — offering both prime commercial space with room to expand on the unfinished 2nd floor and a spacious residential unit on the property. This well-located building features two retail storefronts on the ground level with off street parking, ideal for small businesses, office space, or rental income. With strong street visibility and steady traffic along Chelmsford Street, these units provide excellent potential for owners or investors seeking built-in cash flow. You’ll find parking for up to 10+ vehicles plus a carport on the Plain Street side — a valuable asset for both commercial tenants and residents in this high-demand area. Between the commercial units sits a generous 4–5 bedroom residential, offering large bedrooms, a flexible floor plan, and plenty of space to customize. Perfect for an owner-occupant or as an additional rental, this home adds versatility to the property’s income potential.
525 Chelmsford St, Lowell, (Highlands), MA, 01851
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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