Build your dream home or invest in a slice of peaceful Florida living! This 0.22-acre lot is tucked away on quiet Usina Avenue within Interlachen Lakes Estates – Frederick Town Unit 16. Surrounded by nature and just minutes from Interlachen’s shops, dining, and area lakes, this parcel offers the perfect blend of privacy and convenience. Zoned for single-family or modular homes with no HOA and no build-time restrictions, you’ll have the flexibility to bring your own plans and builder. Need more room? The adjoining lot next door is also available, giving you the rare opportunity to combine both parcels for nearly half an acre—ideal for an expanded homesite, future garage, or investment potential. Enjoy nearby boating, fishing, and small-town charm while still being within easy reach of Palatka, Gainesville, and St. Augustine.
Usina Ave, Interlachen, FL, 32148
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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