Rare and exceptional opportunity for a creative and experienced homeowner or builder. Listed as "Lot" because a fire in 2024 rendered the house uninhabitable. Mitigation is mostly complete and the shell is ready for completion. All systems need to be recreated: electricity, plumbing, HVAC. Some flexibility within the 4 walls for updating the flow and floor plan. House/land sold strictly "as is" with no permitting for restoration in place. Well and septic were functioning at the time of the fire, but no representation is made as to their condition. Owner believes that there is an encroachment on the land by a small portion of a neighbor's driveway. Considering condition of the house, this will most likely require cash to purchase. As this is being sold as an Estate, there are no disclosures.
Ridgefield, CT, 06877
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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