Price Reduced 17.85%

$575,000 ($162.29 per sqft)

Pending

Est. Mortgage $2,795/mo *

Quick Pre-Approval

Price History

$699,900
2/25/2026

$687,000
4/4/2026

$650,000
4/16/2026

$625,000
5/13/2026

$575,000
5/31/2026


1316 NE 20th ST, Cape Coral, FL, 33909

1316 NE 20th ST, Cape Coral, FL, 33909

4 beds

2 Full / 1 Half baths

2014

3,543 sqft

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot—Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE—APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table—schedule your private tour today!


Status:

Pending

Type:

Single-family residential

Furnished Remarks:

Unfurnished

Laundry Remarks:

Washer/Dryer Hookup, Inside, Sink

Zoning:

R1

Frontage:

120

Subdivision:

CAPE CORAL

Garage:

3-car 2+ Spaces, Driveway Paved, Paved, RV-Boat, Garage Door Opener, Attached

Heating:

Central Electric, Zoned, Fireplace(s)

Cooling:

Ceiling Fan(s), Central Electric, Zoned

Basement:

Ceiling Fan(s), Central Electric, Zoned

Levels:

1

Lot Size:

120 x 120 x 125 x 125

Acreage:

0.34

Est. Taxes:

$10,703

Construction

Concrete Block, Stucco

Utilities

Propane, Cable Available

Lot Description:

3 Lots, Oversize

View Description:

Canal, Intersecting Canal, Water

Amenities:

None, Boating, Non-Gated

Waterfront:

Yes

Elementary School:

SCHOOL CHOICE

Middle School:

SCHOOL CHOICE

High School:

SCHOOL CHOICE

Pet Allowed:

Yes

Pet Policy:

No Approval Needed

Appliances:

Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Warming Drawer, Washer

Pool:

In Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning

MLS #:

226008797


Community Info

School Info

Walk Score

Yelp


Copyright ©2026 The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Listing courtesy of KELLER WILLIAMS ELITE REALTY 239-949-8338