This charming 4-bedroom, 2-bath Mariah model home is a perfect opportunity for first-time home buyers! The open floor plan offers a comfortable layout for everyday living and entertaining, featuring granite countertops, soft-close cabinets, stainless steel appliances, luxury vinyl plank flooring, 9-foot ceilings, and modern matte black light fixtures. A 1-car garage provides added storage and convenience, and the home comes pre-wired for ceiling fans, internet, TV, and phone. Built with low maintenance in mind, the exterior features durable fiber cement board siding and a shingle roof. Enjoy peace of mind with a 1-year Builder warranty AND a 10-year structural warranty!
Ideally located just minutes from the hospital, medical offices, parks, shopping, riverfront, and downtown activities, this home offers convenience without sacrificing quality~ an excellent place to start your homeownership journey!
Type:
Single-family residential
Heating:
Central, Electric
Cooling:
Central Air, Electric
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Appliances:
Dishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator
138 KELLEY SMITH SCHOOL Road, Palatka, FL, 32177
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
