Incredible opportunity to own 4.28 acres with lake access to Lake Geneva in the highly sought-after Keystone Melrose area perfectly positioned along State Road 21 (349' road frontage) just minutes from Keystone Heights and historic downtown Melrose. This versatile property offers endless potential. Easy access to Gainesville, Palatka, and Middleburg makes this a convenient yet peaceful setting for those seeking space, privacy, and investment upside. No HOA, one of Bradford County's fastest-developing areas. Surrounded by quality homes and new construction. Close to schools, parks, and shopping. Minutes to lakes and recreation areas for boating and fishing.
0 SE STATE ROAD 21, Melrose, FL, 32666
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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