Price Reduced 12.24%

$1,799,000 ($626.39 per sqft)

Est. Mortgage $8,399/mo *

Quick Pre-Approval

Open House Schedule

02/22/2026
12:30 PM to 4:00 PM
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Price History

$2,050,000
6/27/2025

$1,995,000
11/8/2025

$1,799,000
2/18/2026


45 CORTEZ Avenue, Saint Augustine, FL, 32080

45 CORTEZ Avenue, Saint Augustine, FL, 32080

4 beds

3 Full / 1 Half baths

2024

Contemporary, Other

2,872 sqft

Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.


Status:

Active

Type:

Condo

Laundry Remarks:

Electric Dryer Hookup, Lower Level, Washer Hookup

Complex:

Cortez on the Water

Garage:

2-car

Heating:

Central, Electric

Cooling:

Central Air, Electric

Parking:

Attached, Garage

Common Charge:

$3,834 Quarterly

HOA Fee

$3,834

Current Use

Residential

Construction

Concrete, Fiber Cement, Frame

Utilities

Electricity Connected, Sewer Connected, Water Connected

View Description:

Intracoastal, Marina

Amenities:

Pool, Other, Boat Dock, Marina, Spa/Hot Tub

Waterfront:

Yes

Elementary School:

R.b. Hunt

Middle School:

Sebastian

High School:

St. Augustine

Appliances:

Other, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater

MLS #:

2095644


Community Info

School Info

Walk Score

Yelp

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