187 Lake Road, Berne, NY, 12023
4 beds
2 Full / 1 Half baths
1978
Contemporary
Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
Status:
Pending
Type:
Single-family residential
Laundry Remarks:
In Basement
Zoning:
residential
Garage:
2-car Detached
Heating:
Propane, Pellet Stove, Zoned
Cooling:
None
Basement:
Full, Unfinished
Parking:
None
Common Charge:
$85 Annually
Acreage:
3.4
Est. Taxes:
$4,426
Assessment
$255,000
HOA Fee
$85
Construction
Wood Siding
Utilities
Propane
Lot Description:
Landscaped, Level, Many Trees, Private, Sloped, Views
View Description:
Trees/Woods, Water
Waterfront:
Yes
School District:
Berne-knox-westerlo Central School District
Appliances:
Dishwasher, Oven, Range, Refrigerator, Washer/Dryer
MLS #:
20262184
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School Info
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Copyright ©2026 Hudson Valley Catskill Region MLS
Listing courtesy of Howard Hanna Capital, Inc.