A rare find - nearly 5 acres of limitless opportunity in Ridgeland - offering the freedom you've been looking for. With no HOA and no flood insurance required, this property gives you flexibility from the start. Manufactured homes are permitted, and the acreage provides plenty of space for a workshop or garage to house all your hobbies. The property may allow for two residences (buyer to verify with county), creating additional options for generational living or future rental potential. A private well and septic system are included in the list price, adding immediate value and reducing upfront costs. If you're looking to build your dream homestead, this property delivers freedom, flexibility, and room to grow l - all within an easy commute to Beaufort, Bluffton, and beyond.
220 Proctor Street, Ridgeland, SC, 29936
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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