New Listing - 07/12/2026

$389,000 ($274.72 per sqft)

Est. Mortgage $1,965/mo *

Quick Pre-Approval

4 Harding Street, Middletown, NY, 10940

4 Harding Street, Middletown, NY, 10940

6 rooms

4 beds

2 Full baths

1900

Other

1,416 sqft

Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost—total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. A brand-new, energy-efficient Navien tankless wall-mounted combination boiler was installed last year, providing reliable, high-efficiency heating and hot water while saving on utility bills.While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.


Status:

Active

Type:

Single-family residential

Heating:

Baseboard, ENERGY STAR Qualified Equipment, Natural Gas

Cooling:

None

Basement:

Full, Unfinished

Parking:

Driveway

Acreage:

0.04

Est. Taxes:

$3,779

Assessment

$13,500

Construction

Frame

Utilities

Electricity Connected, Natural Gas Connected, Sewer Connected, Trash Collection Public, Water Connected

Elementary School:

Maple Hill Elementary School

Middle School:

Middletown Twin Towers Middle Sch

High School:

Middletown High School

School District:

Middletown

Appliances:

Gas Oven, Gas Range, Refrigerator

MLS #:

1024955


Community Info

School Info

Walk Score

Mass Transit

Yelp



Listing courtesy of Keller Williams Hudson Valley 845-610-6065