Rare 2-Family with endless possibilities in the heart of Spring Valley! Value, location, and potential come together at 99 South Madison Avenue. Built in 1988, this young and well-maintained legal 2-family property consists of two 2-bedroom units (one unit features 2 baths) and a full, unfinished walk-out basement.
Capitalize on immediate rental income or live in one unit and rent the other while exploring the lot's incredible development potential, such as building side-by-side townhouses or adding a second structure. Hold for excellent cash flow or build to maximize your profit - the opportunities are yours for the choosing.
On Market Date:
07/13/2026
Type:
Single-family residential
Cooling:
Wall/Window Unit(s)
Basement:
Full, Unfinished, Walk-Out Access
Construction
Aluminum Siding
Utilities
Sewer Connected
Lot Description:
Near Public Transit, Near School
Elementary School:
Elmwood Elementary School
Middle School:
Chestnut Ridge Middle School
High School:
Spring Valley High School
School District:
East Ramapo (Spring Valley)
99 S Madison Avenue, Spring Valley, NY, 10977
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
