Photo of Melissa Cohn


Cell - 917.838.7300

Territory Covered: Naples - Broad Ave South, Naples - 3rd Street South, Naples - 720 5th Ave South, Naples - 850 5th Ave South, Naples - Grey Oaks Country Club, Naples - Gulf Shore, Naples - Park Shore, Lakewood Ranch, North Palm Beach - US Highway 1, Palm Beach - Worth Ave, Siesta Key, Mirasol - Mirasol Country Club, Jupiter Island, Hobe Sound, Bonita Springs, Sarasota, Boca Raton, Nantucket, Marco Island, Naples - Coquina Sands

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RVP, Mortgage Banker

About Melissa Cohn

Melissa Cohn is a pioneer in the mortgage industry as we know it today, with nearly 40 years in the business. Cohn remains one of the industry’s top-ranked mortgage brokers and continues to hit past her billion-dollar mark. She began her career with CitiMortgage before launching her own successful mortgage company, The Manhattan Mortgage Company, in 1985. As one of the very first independent mortgage brokers, Melissa was able to exponentially grow her business into the #1 residential mortgage broker on the East Coast with more than $5 billion in annual volume. In 2020, she joined William Raveis Mortgage as Regional Vice President and has been the top originator in the company ever since.

Year after year, Melissa is consistently recognized in the industry for top production. She was named in Crain's 40 Under 40 Class of 1996, Ernst & Young Metropolitan New York 2003 Entrepreneur of the Year for Financial Services, and The 100 Most Powerful People in New York Real Estate, 2009, In 2023 she was recognized by Scotsman Guide for total volume: #50 Top Originator nationwide, #10 Top Women Originator nationwide, and #1 Top Originator in Connecticut.

She has been on any number of boards including the Child Development Center Of The Hamptons Charter School, Volunteers of America, The Lighthouse for the Blind, and Real Estate Board of New York. She currently sits on two boards, at the Ellen Hermanson Foundation which supports The Ellen Hermanson Breast Center at Stony Brook Southampton Hospital, and at Damon Runyon Cancer Research Foundation.

As if all her accomplishments weren’t enough, she has also been recognized as a female trailblazer, driving change and personally helping to promote more women into the still male-dominated mortgage field. One of her biggest moments of pride was getting her daughter to join her. Melissa's business comes from word-of-mouth referrals from REALTORS®, attorneys, financial planners, and past clients with whom she has built a relationship over the past four decades. She also seeks new relationships that can offer her clients more options. Her expertise and insights are regularly featured in the press including The Wall Street Journal, Forbes, Bloomberg, CNBC/Acorns and Mansion Global.
  • #1 Top CT Dollar Vollume | 2024 Scotsman Guide Top Originators
  • #10 Leading LO by Volume Nationwide | 2024 National Mortgage Professional Magazine
  • #16 Top Mortgage Brokers | 2024 Scotsman Guide Top Originators
  • #35 Top National Dollar Volume | 2024 Sootsman Guide Top Women Originators
  • #1 Top Units Companywide 2023 | William Raveis Mortgage
  • #1 Top Volume Companywide 2023 | William Raveis Mortgage
  • #2 Leading LOs by Total Dollar Volume | 2023 National Mortgage Professional - Mortgage Women's Magazine
  • #10 Nationwide Total Volume | Scotsman Guide 2023 Top Originators
  • #1 Connecticut Total Volume | Scotsman Guide 2023 Top Originators
  • #50 Nationwide Total Volume | Scotsman Guide 2022 Top Originators
  • #2 Connecticut Total Volume | Scotsman Guide 2022 Top Originators
  • Top 100 | 2021 National Association of Minority Mortgage Bankers of America
  • The 100 Most Powerful People in New York Real Estate, 2009
  • Ernst & Young Metropolitan New York 2003 Entrepreneur of the Year for Financial Services
  • Crain's 40 Under 40 Class of 1996
Press Mentions
National Mortgage News-"Mortgage Forecasters Predict Rates at End of 2024"

National Mortgage News-"How a 2024 Fed rate cut will affect mortgages, according to experts""Mortgage and total jobs rise amid a mixed read for rates"

Yahoo Finance-"Resilient economy keeps mortgage rates above 7%"

Mortgage Professional America Magazine-"What's holding back the US housing market?"

Bankrate-"Should I buy a house now, or wait?"

National Mortgage News-"Mortgage rates fall to lowest point in over a month"

MPA-"What's key for brokers in navigating current market turbulence?"

Yahoo! Finance-"Bloomberg: Wall Street South Adjusts to a Soggy 'Business as Usual"

Forbes Advisor-"Mortgage Rates Forecast For 2024: Experts Predict How Much Rates Will Drop"

Scotsman Guide-"Fed holds steady on benchmark interest rate, signals just one cut this year"

CoStar-"Mortgage Rates Trend Downward After Inflation Report"

Yahoo! Financing-"Tips for job hunting, diversifying your portfolio: Wealth!"

Bloomberg-"There's Still a Way to Snag a 3% Mortgage Rate"

CoStar -"Mortgage Rates Ease on Slower Economic Growth"

Yahoo! Finance -"Homeownership is still the 'American Dream' despite high rates"

CNN Business -"You’ve retired. Can you get a mortgage — and should you?"

MSN Money - "How Student Loan Debt Affects Your Ability To Buy a House"

CNBC - "Hurricane season will bring 4 to 7 major storms, NOAA predicts. How to prevent catastrophic damage to your home"

Forbes Advisor - "Mortgage Rates Forecast For 2024: Experts Predict How Much Rates Will Drop"

CBS News - "Does an assumable mortgage make sense in today's rate environment?"

Yahoo! Finance - "NCAA settlement, mortgage rates, travel tips: Wealth!"

Yahoo! Finance - "Why now is the time to buy a house: William Raveis VP"

Scotsman Guide - "April CPI report shows slight inflation easing, modestly beats expectations"

Schwab Network - "Tight Housing Inventory Is Keeping Prices High, For Now"

Schwab Network - "Buyers Seem Resolute About Mortgage Rates"

Bloomberg -"William Raveis VP Expects Housing Market to Pick Up"

WSJ - "Why Are Mortgage Rates So High, and How Long Will They Stay Up?"

WSJ - "Age Is Just a Number—Except When You’re Applying for a Mortgage"

Newsday - "Stony Brook Southampton Hospital, other East End groups gets $363G in grants for breast cancer screenings, education"

Habitat - "Loans Backed by Fannie and Freddie Break $1 Million Barrier"

Yahoo News - "Housing: ‘People can’t expect’ to go back to a 3% mortgage rate, expert says"

Market Watch - "My husband and I rent our second home to our son and his wife. Now we want him to own this house, but keep our 2.5% mortgage rate. How can we do that?’"

WSJ - "How to Boost Your Credit Score to Get a Lower Mortgage Rate"

MPA - "Mortgage industry vet embodies spirit of International Women's Day’"

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  • Our financial situation was complex, and not every loan company would understand the correct mortgage product for our needs. Melissa and her team saw though all the noise, and kept the process moving quickly. Hardy H.

  • Melissa Cohn and team are great. (Aaron S.)

  • Melissa Cohn is absolutely phenomenal! A professional expert at its best. Toyanda Davis was also a pleasure to work with. Both exceptional!!! Thank you. Robert G.

  • Melissa, Krystal and Toyanda were absolutely wonderful to work with from start to finish. We were more than just another transaction to them, and they took the time to meet our wants and needs for the season of life we're in and didn't just push a sale, but met us where we were. Always willing to an... Jordan S.

  • The benefits of having Mortgage, Title & Insurance services under one roof are considerable. For buyers shopping for a mortgage, the Team service & support structure streamlines the process and is a real added value! Thank you! Neal Harten

  • The team was terrific and I always felt like they had my best interest first and foremost. K Hutt

  • The entire process was exceptional! Everyone was very supportive and proactive to get the loan refinance completed. Rita Pinto

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