Price Reduced 10.00%

$990,000 ($528.56 per sqft)

Est. Mortgage $4,622/mo *

Quick Pre-Approval

Open House Schedule

03/02/2026
3:00 PM to 6:00 PM
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Price History

$1,100,000
2/2/2026

$990,000
2/19/2026


628 MAYO STREET, Palm Harbor, FL, 34683

628 MAYO STREET, Palm Harbor, FL, 34683

10 rooms

4 beds

3 Full / 1 Half baths

1967

Custom

1,873 sqft

A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.


Status:

Active

Type:

Single-family residential

Furnished Remarks:

Unfurnished

Laundry Remarks:

In Garage

Subdivision:

SEASIDE POINT 2ND ADD

Garage:

1-car Deeded, Driveway

Heating:

Electric, Other, Solar

Cooling:

Mini-Split Unit(s)

Levels:

2

Lot Size:

83 x 105

Acreage:

0.21

Est. Taxes:

$5,080

Construction

Block, Stucco

Utilities

Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected

Lot Description:

Cul-De-Sac, Flood Insurance Required, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Unincorporated

View Description:

Water

Elementary School:

Ozona Elementary-PN

Middle School:

Palm Harbor Middle-PN

High School:

Palm Harbor Univ High-PN

Days on Market:

25

Elevator:

N

Pet Policy:

Yes

Appliances:

Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Pool:

Deck, Gunite, In Ground, Lighting, Outside Bath Access, Salt Water, Tile

MLS #:

TB8458017


Community Info

School Info

Walk Score

Yelp


Listing courtesy of EXP REALTY LLC 888-883-8509