New Listing - 07/04/2026

$1,450,000 ($580.00 per sqft)

Est. Mortgage $6,955/mo *

Quick Pre-Approval

521 CUMMINGS STREET, Siesta Key, FL, 34242

521 CUMMINGS STREET, Siesta Key, FL, 34242

11 rooms

3 beds

3 Full baths

1983

Custom, Other

2,500 sqft

Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces, and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop, and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages, and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school, and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.


Status:

Active

Type:

Single-family residential

Furnished Remarks:

Unfurnished

Laundry Remarks:

Inside, Laundry Room

Subdivision:

OCEAN BEACH REP

Garage:

2-car Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad

Heating:

Central, Electric, Wall Units / Window Unit

Cooling:

Central Air

Levels:

2

Acreage:

0.22

Est. Taxes:

$7,154

Construction

Concrete, Stucco, Wood Frame

Utilities

BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Lot Description:

Cul-De-Sac, FloodZone, Landscaped

View Description:

Water

Waterfront:

Yes

Elementary School:

Phillippi Shores Elementary

Middle School:

Brookside Middle

High School:

Sarasota High

Pet Policy:

Yes

Appliances:

Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer

Pool:

Gunite, Heated, In Ground, Lighting

Min Lease Term:

1 Month

MLS #:

A4696604


Community Info

School Info

Walk Score

Yelp



Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY 941-364-4000