This charming single-family property boasts a spacious layout with 3 bedrooms and 1 full bathroom upstairs, including an inviting eat-in kitchen perfect for casual dining and gatherings. Adjacent to the kitchen, a sunroom with access to the patio provides an ideal space for relaxation and enjoying the outdoors. The lower level features a fully updated legal accessory unit with 1 bedroom and 1 full bath, offering versatility and additional living space. Situated on over a third of an acre and on municipal water and sewer, enjoy the tranquility of a quiet, tree-lined street, complemented by a large driveway and a private backyard, perfect for relaxation and entertainment.
Type:
Single-family residential
Basement:
Finished, Full, Walk-Out Access
Construction
Frame, Aluminum Siding, Stucco
Elementary School:
Matthew Paterson Elementary School
Middle School:
George Fischer Middle School
High School:
Carmel High School
Appliances:
Dishwasher, Microwave, Oven, Refrigerator
20 Saint Michaels Terrace, Carmel, NY, 10512
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
