Rare opportunity to own a move-in ready two family home in the highly sought after Ditmars area of Astoria! Tucked between Ditmars and 21st Avenue on 28th Street, this home's location is top tier. It's just a short walk to the N/W subway line and Astoria Park, and being zoned for the highly desired PS 122 school zone, makes this the perfect home to set up roots in Astoria. The home's first dwelling consists of a completely renovated 3 bedroom 2 full bathroom duplex with a full basement. Due to the home's 20?38 building size, the first floor's traditional floor plan is very spacious and consists of a large living room, dining room, a small office space perfect for working from home, kitchen, and full bathroom. From the kitchen you can access the backyard, perfect for gardening and barbecuing. Also there's a large 2 car garage making parking hassle free. The second floor of the duplex has 3 large bedrooms, and a full bathroom. Whether you want to finish the basement prior to moving in or a few years down the line when the time is right , it's offers a versatile space for storage and is a clean canvas to customize this move in ready home, to suit your own liking. The buyer of this home will appreciate it's notable renovations including updated floors, bathrooms, kitchen, fixtures, all new electrical, plumbing, and roofing on the home and garage. The second dwelling is a two bedroom, living room, kitchen, and full bathroom, and is currently rented. photos have been virtually staged
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,198,400 | $1,198,400 | $1,198,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.738% | 6.559% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,089 | $7,673 | $10,357 |
Total Monthly Payment | $7,931 | $8,515 | $11,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.