WELCOME HOME to 31 Oliva Place! A Wonderful 5 bedroom colonial in the popular Osborn Hill/Woods/Ludlowe district! Bright & Sunny UNIVERSITY Area Home w/ light that flows through interior transom windows from double entry foyer Palladian Window. ENJOY life on this perfect CUL-DE-SAC, play catch, walk the dog or join an impromptu basketball game w/neighbors. WALK to Osborn Hill School on sidewalks! Open kitchen/dining area/family room Floor Plan provides great space for entertaining and comfortable everyday living w/outdoor connection & spacious deck. The cook will love the 'kitchen triangle', walk in pantry, dry bar & counter space. Nice open view to family room w/fireplace and sliding french doors to bring the outdoors in. Raised panel dining room w/tray ceiling w/pretty views for extended guests/dinners/holidays. Large Primary BR SUITE w/vaulted ceiling & reading nook or possible 'in room' nursery! Enter through double doors to PBA & relax in cool shaped whirlpool tub at end of a long workday. Use 4 addn'l bedrooms as intended, or make one a guest room. Work-at-home in the DEDICATED home office w thoughtful built-ins and millwork w/room for 1, 2 or 3! Nice blooming landscape views make a colorful zoom backdrop! Home gym location and additional family/living room with windows in lower level w/space for music lessons & adjacent large storage area. Minutes to all Fairfield has to offer, TRAIN TO NYC, TOWN, BEACH, LAKE. . WALK to restaurants, shopping, school!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Bedroom 4 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Granite Counters,Dining Area,Eating Space,Hardwood Floor | Main |
Family Room | Fireplace,Sliders,Hardwood Floor | Main |
Kitchen | Breakfast Bar,Granite Counters,Dry Bar,Pantry,Hardwood Floor | Main |
Office | Book Shelves,Built-Ins,Wall/Wall Carpet | Main |
Other | Laundry Hookup,Tile Floor | Main |
Primary Bath | Corian Counters,Double-Sink,Full Bath,Stall Shower,Whirlpool Tub,Tile Floor | Upper |
Primary BR Suite | Vaulted Ceiling,Bedroom Suite,Ceiling Fan,Dressing Room,Full Bath,Hardwood Floor | Upper |
Rec/Play Room | Book Shelves,Wall/Wall Carpet | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $1,232 | $1,232 | $1,232 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,828 | $6,301 | $8,356 |
Total Monthly Payment | $7,185 | $7,658 | $9,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.