Presented byMargaux Biernat |
This landmark home is spacious with high ceilings and an expansive living space, built in 1904. It has been renovated and updated as a year-round beach home ideal for you and/or rental potential. It is located just six houses from East Wharf Beach on the Middle Beach Road coastline. What once was the front porch is now a sunny and warm room perfect for relaxation or entertaining. The dining room with a beautiful bay window opens to the kitchen equipped with new appliances, new cabinets and vinyl flooring. At the back of the house is a new full bath with laundry. Unwind and relax in the spacious living room with coffered ceilings and a fieldstone gas fireplace. The primary bedroom with a walk-in closet and a slider to the backyard patio, as well as the 2nd bedroom and full bath are located on this side of the home. Outside you will find a newly fenced backyard complete with a deck, stone patio and a 1-car garage perfect to store your beach items and more. A new natural gas heating and cooling system has been installed. The exterior of the home was recently painted, a new roof installed, and a new bluestone walkway meets you at the front of this charming home which offers a seamless flow of one-floor living in this beloved location just outside of Downtown Madison. Walk or bike to town on this historic road, lined with a canopy of trees, to browse the many wonderful shops, take in a movie, and dine. Train service to NYC.
Type | Description | Level |
---|---|---|
Bedroom 1 | Book Shelves,Built-Ins,Wall/Wall Carpet | Main |
Dining Room | Bay/Bow Window,Hardwood Floor | Main |
Kitchen | Remodeled,Vinyl Floor | Main |
Living Room | Ceiling Fan,Gas Log Fireplace,Sliders,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Sliders,Walk-In Closet,Wall/Wall Carpet | Main |
Sun Room | Remodeled | Main |
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $977 | $977 | $977 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,127 | $4,462 | $5,917 |
Total Monthly Payment | $5,196 | $5,531 | $6,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.