101 East Wharf Road, Madison, CT, 06443 | $849,000

This landmark home is spacious with high ceilings and an expansive living space, built in 1904. It has been renovated and updated as a year-round beach home ideal for you and/or rental potential. It is located just six houses from East Wharf Beach on the Middle Beach Road coastline. What once was the front porch is now a sunny and warm room perfect for relaxation or entertaining. The dining room with a beautiful bay window opens to the kitchen equipped with new appliances, new cabinets and vinyl flooring. At the back of the house is a new full bath with laundry. Unwind and relax in the spacious living room with coffered ceilings and a fieldstone gas fireplace. The primary bedroom with a walk-in closet and a slider to the backyard patio, as well as the 2nd bedroom and full bath are located on this side of the home. Outside you will find a newly fenced backyard complete with a deck, stone patio and a 1-car garage perfect to store your beach items and more. A new natural gas heating and cooling system has been installed. The exterior of the home was recently painted, a new roof installed, and a new bluestone walkway meets you at the front of this charming home which offers a seamless flow of one-floor living in this beloved location just outside of Downtown Madison. Walk or bike to town on this historic road, lined with a canopy of trees, to browse the many wonderful shops, take in a movie, and dine. Train service to NYC.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Main Level
  • Style: Ranch
  • Year Built: 1904
  • Garage: 1-car Detached Garage,Paved,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Crawl Space
  • Above Grade Approx. Sq. Feet: 1,334
  • Acreage: 0.13
  • Est. Taxes: $11,721
  • Lot Desc: Fence - Partial,Fence - Privacy,Level Lot
  • Elem. School: JM Jeffrey
  • Middle School: Per Board of Ed
  • High School: Daniel Hand
  • Appliances: Gas Cooktop,Gas Range,Refrigerator,Dishwasher,Washer,Electric Dryer
  • MLS#: 24014373
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /mls/24014373/101eastwharfroad_madison_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionLevel
Bedroom 1 Book Shelves,Built-Ins,Wall/Wall CarpetMain
Dining Room Bay/Bow Window,Hardwood FloorMain
Kitchen Remodeled,Vinyl FloorMain
Living Room Ceiling Fan,Gas Log Fireplace,Sliders,Hardwood FloorMain
Primary Bedroom Full Bath,Sliders,Walk-In Closet,Wall/Wall CarpetMain
Sun Room RemodeledMain

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Margaux BiernatSales Associate

239.224.9300

Margaux.Biernat@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Evelio MirandaInsurance Sales Director, William Raveis Insurance

561.704.7334

Evelio.Miranda@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

101 East Wharf Road, Madison, CT, 06443

$849,000

Margaux Biernat

Sales Associate

William Raveis Real Estate

Phone: 239.224.9300

Margaux.Biernat@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 6.977% 6.664%
Monthly Tax Payment $977 $977 $977
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,127 $4,462 $5,917
Total Monthly Payment $5,196 $5,531 $6,986

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.