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39 Pine Street, Groton, VT, 05046 | $250,000
This is a great opportunity for someone who works in a more urban area. . . to live and relax in a more rural area. Located on the fringes of a quaint country village, the roughly 35 min commute to Barre or St. Johnsbury is the perfect wind-down time. Pull up and step right in to the kitchen which is spacious enough to be eat-in or to create an office nook. Straight ahead brings you to a formal dining room with an arch to the living room. It has a great open feeling, perfect for gatherings. The wood stove in the living room keeps things warm in the winter. But, spring is here and summer is on its heels, so the deck off the living room creates a welcomed outdoor living space. 2 cozy bedrooms are off the living room and a renovated full bath with tile floor and tile tub surround is off the dining room. Off the kitchen is the new 16 x 13 two story addition. The 1st floor is being used as the primary bedroom but head upstairs to the 2nd level and there's potential here in the loft joined to the main house to create a primary suite. The Seller has made improvements for sure but there are opportunities to continue the work and make it your own. The addition creates options, everyone loves those! For the gardener in you, the 1. 4+/- acres of lawn and trees are ready for your imagination and won't rob you of all your free time in upkeep. When it's time to relax, sit on the covered porch and listen to the babbling brook. Everyone wants a home to be their haven, this one could be yours!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full
- Style: Cape,Modified
- Year Built: 1910
- Heating: Forced Air,Hot Air,Stove - Wood
- Cooling: None
- Basement: Concrete,Daylight,Dirt,Gravel,Unfinished,Exterior Access
- Approx Sq. Feet: 1,552
- Acreage: 1.4
- Est. Taxes: $2,271
- Lot Desc: Country Setting,Level,Sloping,Steep,Stream
- Elem. School: Blue Mountain Union School
- Middle School: Blue Mountain Union School
- High School: Blue Mountain Union School
- School District: Blue Mountain USD 21
- MLS#: 4993409
- Website: https://www.raveis.com
/prop/4993409/39pinestreet_groton_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/15/2024Listing courtesy of Choice Real Estate & Property Management Phone: 802-472-3338
Listing Agent: Anita Lamotte
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
39 Pine Street, Groton, VT, 05046
$250,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,297 | $1,314 | $1,674 |
| Total Monthly Payment | $1,561 | $1,578 | $1,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484