You need to see this cute single wide opportunity in Caribbean Isles Residential Cooperative, a gated 55+ resort style community. This home is so well priced that any updates can be added to match your vision of an affordable retirement or seasonal home. Or maybe stay in the home until a new one is delivered. The lot is large enough for a new 24 foot wide home to be brought on the property. The choice is yours, as there are multiple scenarios to suit your lifestyle. With two bedrooms, and one bath, the open living area is conducive to mingling with your guests. The community is full of amenities and activities for all; from the heated pool and clubhouse facitilites, to the boat and kayak launch and storage lot for RV's and watercraft. Dances and dinners are frequent, most with live entertainment. Stop by the clubhouse on Thursdays for coffee and donuts, or take part in the friendly competition with bocce, pool, and shuffleboard games. There are four miles of roads on which to bike. Being golf cart and pet friendly, what's not to love! And NO LOT RENT. The current monthly maintenance fee is $211, which covers professional management, road and seawall maintenance, and activities and amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$91,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $72,800 | $72,800 | $72,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $94 | $94 | $94 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $472 | $478 | $609 |
Total Monthly Payment | $641 | $647 | $778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.